Building and managing your own portfolio isn’t for everyone. That’s why we created the Ready-made Portfolio range.
They combine multiple individual index funds giving you access to thousands of investments in a single portfolio.
Your money will be spread across different asset classes as well as exposure to countries around the world.
The investments are managed by Vanguard and BlackRock, two of the world's largest investment managers.
The underlying fund management charges are just 0.22% p.a. meaning you get to keep more of your returns.
Leave the investment management to the experts. The Cautious Portfolio invests equally into two multi asset funds managed by Vanguard and BlackRock, two of the world's largest investment managers:
These figures show the performance of the two funds in the Portfolio. Please note past performance is not a guarantee of future returns.
We do not charge you any extra fees for using a ready-made portfolio. You pay the fund management charge and the dealing charge for buying each fund. The average ongoing fund management charge for the funds in the portfolio is 0.22% p.a., with the charge for each fund shown in the table below.
|Fund||Ongoing Fund Charge|
|Vanguard LifeStrategy 20% Equity||0.22%|
|BlackRock Consensus 35||0.22%|