Positive Impact Portfolio

The Positive Impact Portfolio invests equally into three funds that we believe are making a positive impact on the world through investments:

• Baillie Gifford Positive Change - this fund invests in global companies which can deliver positive change in one of four areas: Social Inclusion and Education, Environment and Resource Needs, Healthcare and Quality of Life; and Base of the Pyramid (addressing the needs of the world's poorest populations).
• Royal London Sustainable World - this fund invests mainly in the shares of global companies that are deemed to make a positive contribution to society.
• Liontrust Sustainable Future Global Growth - this fund invests in well run global companies that the fund managers believe whose products and operations capitalise on the key structural growth trends that will shape the global economy of the future.

• Once you’ve invested in a ready-made portfolio, responsibility for managing it rests with you. So you need to be sure you have the time, and confidence, to do this. The funds we’ve chosen in each one are guidance only, not a personal recommendation.
• Investing in funds or the stock market opens the opportunity for making your money work harder, but the value of investments can go down as well as up, so you might get back less than you invest.
• Investing tends to work better over the longer term (through the ups and downs of markets) so investing for 5 years and over improves your chances of better returns, although this isn't guaranteed.